Hello!

My name is Lily-Sue, but my mummy calls me Munchkin (or 'Munch' for short!) I am 8 years old, and this is where my mummy will help me write all about all the fun things we do together. I hope you enjoy reading about the adventures of my mummy and me, Munchkin, with the occasional appearance from the siblings - Beastie and Plumlet.

Tuesday, 24 January 2017

Saving for a rainy day ... Or a sunny one!

Take care of the pennies ...

Something my great auntie always used to say to me when I was little has stayed with me throughout my adult life;

"Take care of the pennies, and the pounds will take care of themselves!"

Over the years, I have found this to be so true. It's not always easy to build savings, especially when you have a family to care for. We find that as soon as we manage to save towards anything, whether it is a little family holiday, or saving towards a birthday or Christmas, something always crops up to eat into those savings, or, more often than not, diminish them completely! A household appliance will give up on us, an unexpected, hefty bill will drop on the doormat or the car will decide to break down. Something will always come along that simply cannot be ignored!

However, it doesn't stop us from trying! Throughout the year, we will always be looking for ways in which we can save money. Ways that will see us spending a little less without having to go without. And I am sure we are not the only ones!


Thinking back to what my auntie used to say, one of the things we always try to build is a copper jar. Every time we find ourselves with loose coppers in our pockets and purses, we pop them into a jar. We actually try to do it with pennies, 2p and 5p coins. When the jar is full, we will count what we have. Occasionally, we even manage to save enough so that, when we count it up, we actually have enough to cover a weekly shop at the supermarket! It is such a great way to save, because we don't even realise we are doing it. Losing a few small denomination coins from our pockets each day or so really does go without noticing, but when it is counted up, it can make a huge difference! So, instead of saying "Keep the change, it's only a couple of pence" when you're in the supermarket, keep it and pop it in the jar. Those huge supermarket chains really don't need it, but you might find that you and your family do!


We recently changed our choice of supermarket too. We would always default to our closest store, but have found that, since switching, we are saving up to 50% each week on our groceries and essentials. It has made such an enormous difference, and we most certainly have not lost any of the quality that we used to get. Shop around! Some will find that they get better value by doing two separate shops - one for fresh produce and one for frozen, or one for fruit and vegetables and another for everything else. Take the time to look at what each store offers. You may find that convenience doesn't always get you the best deal and, if you have the time, visiting more than one store can save you an incredible amount of money each month.


Promo sites are also a great way to save money. When you find that your child needs new sports gear for school, or there is an online purchase you need to do, always look for discount codes on the web. Quite often, there are offers to be had if you are a first time customer, or there is cashback on offer if you complete your transaction through a specific site. Always take a look before you checkout, just in case you are missing out on a deal. Google is a great way of finding these codes, or you may have a site you have used previously that you had completely forgotten about. Either way, promo codes are a wonderful way to save yourself a few pounds on items you are purchasing anyway!


Local selling sites are also a little treasure trove too. Especially at this time of year, people are selling unwanted, unused gifts from Christmas, or they are having a clear out of items to make space for the new things acquired during the festive season. Whilst some are dead set on avoiding used goods, I think there are often some real surprises to be found. One man's trash is another man's treasure, as they say, and I like to think of everything as preloved rather than just used. We have found some wonderful things for the home, for ourselves and for the kids on local selling sites in the past, and when they are very local, you are also saving on any pricey postage costs. In addition to this, buying someone's preloved items may also be contributing towards their savings too, so think of it as spreading the benefits!

Then there are cashback and reward sites. I have written a number of times previously about Swagbucks - a site that lets you earn vouchers for your favourite stores by performing everyday tasks online. Vouchers that can be saved towards annual occasions or just put aside for those times when things unexpectedly crop up.

There are so many ways in which you can pinch those pennies, and as we are all recovering from the more excessive spending we do during the last few months of the year, I hope that these tips might help you save a little extra.

Make 2017 the year that you save!

This is a collaborative post, but all words are my own.

Take to the Swag Slopes this January!

Join a team and WIN!



Here's another fun team challenge to help you earn SB from Swagbucks! Just as we reach the end of the latest round of Swago, Swagbucks has another treat for us all. One of the things I love the most about Swagbucks is, not only is it a great way of saving for various occasions throughout the year, but Swagbucks make it fun to do so. With Swago, Search & Learn, Swagcode events and now the return of another Team Challenge. There is always something happening to make the whole earning process a little more fun!


For those of you who don't know what Swagbucks is, it's a website where you can earn cash back on everyday tasks you do online. Irecently wrote a post explaining a little more about it and how I have benefitted HUGELY, you can read more HERE

Now, Swagbucks wants you to join in the fun! Pack your warmest snow gear and pre-register today! The Swag Slopes Team Challenge began last night (Monday, January 23rd). All members who participate and contribute at least 400 points to their team’s total will receive a SB bonus in the form of a SB Swag Up Rebate! Members of the 1st place team will receive a 40 SB Swag Up Rebate, members of the 2nd place team will receive a 20 SB Swag Up Rebate, members of the 3rd place team will receive a 10 SB Swag Up Rebate. 

So, all you have to do is click to register and you will be assigned to a team. Will you be a Lazy Lodger, a Sledder Shredder or a Bunny Sloper? Whatever team you are on, just continue to do what you always do via the site: Search the web, answer surveys, run videos, take advantage of great offers and shop at your favourite stores, and each action you perform will add points to your team total. At the end of the challenge, each team member will receive a Swag Up Bonus as long as you have contributed at least 400 SB to the team total. So, a bonus for doing all the things you would do anyway! This is why I love Swagbucks so much!

So, sign up today, if you haven't already, and join in the fun. As I have said before, there's nothing to lose with Swagbucks, but there is an awful lot to earn!
Your SB Swag Up Rebate will be made available on Friday, January 27th and will expire on Sunday, February 12th at 7:59am GMT.

I am working alongside Swagbucks as an Influencer to spread the word about the benefits. I am very much an active member and all opinions are 100% my own!

Friday, 13 January 2017

Beat those January chills with a SWAGO Winter Wonderland!

January may be bleak, but your finances don't need to be!

This week saw the close of another fun round of Swago. If you didn't see my last post about the fun, Bingo inspired game from Swagbucks, then take a look. Shopping Swago saw members everywhere topping up their accounts with a 200SB bonus, just for completing simple tasks listed on their Swago boards. Many completed their boards in one single sitting, and the best thing was it didn't cost a penny! I think my board took me a total of 10 minutes to finish, and within an instant, there was an extra 200SB in my account!

If you missed it, don't despair, as on Monday afternoon, Swago is back with a fresh new game!


It's time for you to get a big SB bonus this Winter season courtesy of Swagbucks. This month's Winter themed Swago board offers a possible 200 SB Bonus! 

What is SWAGO you ask? It's a bingo-inspired promotion run by Swagbucks, a website that rewards you with points (called SB) for completing everyday online activities. When you complete a task, watch that square change colors like a twinkling Christmas light. You can then redeem those SB for free gift cards. If you've never used Swagbucks, participating in SWAGO is a great way to learn how to use the site, and it's a lot of fun! 


 Here’s what you need to know to get your 200 SB Bonus: Swago will begin on Monday, January 16th at 5:01pm GMT, make sure you hit Join on your board, otherwise you won’t get credit for completing the action items. Each square on your Swago Board will contain an action item to complete. Once you complete the action item in a particular square the square will change colour signifying the action item is complete.You have a limited amount of time to mark off as many squares as possible so use your time wisely. Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern the corresponding Submit button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely. If you think you will be able to complete the whole board, wait until it is finished and select the full board pattern ONLY! The game ends Monday, January 26th at 8pm GMT, so make sure to hit Submit on the pattern you wish to submit. If you don’t hit Submit before the game ends you won’t receive your SB bonus.

As with all of the Swago games, this one will be free to activate, free to play and free to win. So, once again, you have nothing to lose, but a whole 200SB to win. So, curl up on the sofa, wrap up in your warmest blanket and enter Swagbucks's Winter Wonderland for their newest round of Swago!


I am working alongside Swagbucks as an Influencer to spread the word about the benefits. I am very much an active member and all opinions are 100% my own!

Thursday, 12 January 2017

Recover your finances using your mobile phone!

Got a mobile ...?
Get Swagbucks!

Christmas has passed and we're approaching the middle of January. Many of us will be feeling the pinch in our pockets as our bank balances start stretching beyond their limit towards the end of the month.



Swagbucks is the web’s most popular rewards program that gives you free gift cards and cash for doing the everyday things you already do online. Whenever you shop, watch videos or search the web, Swagbucks gives you points called SB. You can use your SB to redeem gift cards to hundreds of your favourite stores. 


With the Swagbucks Mobile and SBTV apps I can use my spare minutes to earn free gift cards on my phone! Like the Swagbucks website, I can rack up SB by shopping, answering surveys and watching videos. 

So basically, whilst doing housework and tending to Plumlet's needs, my mobile phone can be sat on the shelf, earning me SB, and bringing me closer to redeeming my next gift voucher without me even thinking about it!

While you wait for the coffee to brew, download free games and other apps through the Discover tab: 20 SB

During commercial breaks, take a featured survey or fill out your survey profile: 60 SB

While standing in line at the grocery store, answer the daily poll: 1 SB

When you’ve finally made it to the gym, watch style, tech and celeb news through the SBTV app: 2 SB for every 10 videos

Just as you’ve put dinner in the oven, your Swagbucks app tells you there’s a new Swag Code!: 3 SB

Before you go to sleep, use the Swagbucks app to shop from your favourite stores. You deserve it!: 100 SB 

By downloading the Swagbucks mobile app, I can earn a free gift card by the end of my week. Who knew playing on my phone could be so productive!


Invite your friends to download the Swagbucks Mobile app so they can start earning their way to free gift cards. It's 100% free to download and 100% easy to use. Its available for both iPhone and Android devices. And if you do sign up and you get your friends on board too, you will all benefit from what Swagbucks has to offer. You can all rack up the points towards vouchers and you can earn 10% of your referral's points ... for life!

Don't take my word for it. Take a look for yourself. After all, seeing is believing!

I am working alongside Swagbucks as an Influencer to spread the word about the benefits. I am very much an active member and all opinions are 100% my own!

Saturday, 7 January 2017

Swag as you Shop with Swago!

Can you call "Swago" on a full house?

Recently, I wrote to tell you all about the special promotion that Swagbucks are running where you search the web as you normally do and find their special Collectors Bills for a SB bonus. Well, this promotion is ending on the 8th January, 2017, and in true Swagbucks style, they will be rolling out a new promotion on Monday 9th January, 2017.


Welcome back Swago!

Swagbucks is hosting another round of Shopping Swago! "What is Swago ...?" you ask? It's a bingo-inspired promotion run by Swagbucks, a website that rewards you with points (called SB) for completing everyday online activities. You can redeem those SB for free gift cards. If you've never used Swagbucks, participating in Swago is a great introduction to the site and an easy way to earn a good amount of points quickly. Now that the holidays are over and you bought presents for everyone else, why not treat yourself to some online shopping and earn cash back while you're at it?

Here’s what you need to know to get your 200 SB Bonus (and don’t worry, you don’t have to make a single purchase to complete a pattern):

Shop Swago will begin on 9 January at 4pm GMT, so make sure you hit “Join” on your Swago board, otherwise you won’t get credits for completing the action items. Each square on your Swago Board will contain an action item to complete.

Once you complete the action item in a particular square the square will change color signifying the action item is complete.You have a limited amount of time to mark off as many squares as possible, so use your time wisely.

Whilst completing the actions, take a look as the completed squares change colour and at the pattern you are creating. On the right hand side of your Swago board, there will be a list of patterns, each with a different reward value.
Be mindful of these patterns and their corresponding bonuses. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely, and don't submit too early! If you think you can complete the whole board, do not submit until the board is complete and submit the full board pattern only.

The game ends 12 January at 8pm GMT. So make sure to hit “Submit” on the pattern you wish to submit. If you don’t hit “Submit” before the game ends you won’t receive your SB bonus.

I really enjoy the Swago events. As well as having fun with the challenge, I get the chance to discover some great offers that I possibly would have otherwise missed. Swago is fun and gives my SB balance a very welcome boost. What's not to love?!

So get signed up and go find your Swago board now in time to start the game on Monday 9th!


I am working alongside Swagbucks as an Influencer to spread the word about the benefits. I am very much an active member and all opinions are 100% my own!

Friday, 6 January 2017

Make January jolly by signing up to Swagbucks!

Get 500 SB When You Sign Up For Swagbucks in January!



Happy New Year to you all and I hope that you had a great Christmas!

As I have mentioned before, Christmas was made much, much easier for me and my family thanks to Swagbucks. I became an active member in October 2016, and by December 2016, I had earned enough in vouchers to guarantee that we could look forward to possibly the happiest Christmas we have had in years.

Now that the holidays are over, a lot of us have gone into savings mode again as we rebuild our bank accounts from all that gift buying! Some of us have already started saving for the 2017 holidays! If you're looking to extend your budget or just say within it, Swagbucks is a great resource for that. You've probably seen me write about Swagbucks already on here. It's a site where you earn points (called SB) for things you're probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like New Look, Debenhams, Starbucks, Amazon, and Paypal cash.

If you sign up with me in January, you could earn yourself quite a hefty bonus which will give your SB total a great boost!



Here's how you get your bonus: 

1. Sign up using this link 

2. Earn 300 SB total before 1 February. You'll get a 300 SB bonus for it! 

3. When you spend at least £25 through Swagbucks Shop* you'll get another 200 SB bonus on top of the cash back you'll get from shopping. If you have some shopping to do online, just go to Swagbucks first and visit the store through them. It doesn't cost you anything extra, but you'll get SB points for every pound you spend (on top of the bonus)! And with stores such as Asda, Argos and Boots on the list, you could do your weekly shop or buy your usual bits and bobs, but just through Swagbucks. The difference is, you'll be rewarded for it!


Here's the best part - if you refer someone yourself and they do steps 2 & 3, you'll earn the same bonuses they do, so it really adds up!That's it. It's super easy, and Swagbucks is for real. I use it myself, and I've earned over 50,000SB since October which amounts to over £300 in vouchers to spend as I wish!

So take a look for yourself. It's free to explore, free to join and free to use! What have you got to lose?!

I think the more appropriate question to ask yourself here is, how much could you gain?!

 *You must receive your shopping SB before 1 March

I am working alongside Swagbucks as an Influencer to spread the word about the benefits. I am very much an active member and all opinions are 100% my own!

January is Snow much Fun when you can earn a little extra!

Beat those January blues with Collectors Bills from Swagbucks!

As many of you will already know, Christmas 2016 was made strangely stress free thanks to Swagbucks. I use the term strangely, as catering for three young children during  the festive season usually comes with bucket loads of worry and many sleepless nights. But this Christmas was different. I found myself reading through their Christmas lists with a smile on my face, knowing that for once, Santa could well come good on a number of the gifts they had asked for. 

For the first year in a long time, both me and The Man were looking forward to Christmas morning with excitement. And it felt good!

For those of you that are unaware of Swagbucks, allow me to explain a little about how it turned our negativity and worry on its head and left us eagerly awaiting those three little smiles on Christmas morning and feeling more positive about the year ahead.


In October, I was reminded about Swagbucks. I had discovered the site a couple of years ago, but walked away from it feeling confused about how it could work for me and sceptical about its claims of what I could earn by using it. Following the reminder just three months ago, I decided to revisit the site and spend some time learning the ropes a little more. A short while later, and I was logging out with around 20SB and wondering what it was that caused me so much confusion a couple of years ago. Swagbucks is a reward website. You answer surveys, complete offers (some include registering with brands, some downloading apps ... you get the idea), shop online (using many of the shops that you would anyway) and other tasks and they will reward you for your time and effort in their virtual currency known as swag bucks (or SB) These SB can then be redeemed for a range of appealing vouchers, like Amazon, Argos, Paypal, Debenhams and Mastercard. 


Now, I have very little time on my hands that I would class as 'spare', but using my time wisely has meant that I was able to collect enough vouchers (Amazon has been my personal voucher of choice, but there is a great variety to choose from and you can select whichever you like each time you redeem) to take the stress out of Christmas. A nice 3 figure sum in my Amazon account accumulated between October and December 2016. 

It really works!

I was sceptical at first, but now, I cannot stress enough how happy I am to have jumped back on the Swagbucks wagon. And I'm not getting off any time soon, I can tell you! I'm now actively collecting vouchers for birthdays, home renovations and Christmas 2017!

Fancy having a look for yourself? It costs you nothing but can gain you ever so much! If you think it is something you could benefit from too, sign up here!  And if you sign up in January, there are some nice bonuses in store! Take a look at my post about why January is a great month to try Swagbucks for yourself!

Very regularly, Swagbucks will run fun promotions which get the whole community active (yes, there is an actual community now due to its popularity!) 

One of my favorite things about using Swagbucks is that I can get rewards for searching the web through their search engine. Every now and then they have "Collector's Bills" worth bonus SB points that you can collect by simply searching the web. Collect them all, and you get an SB Bonus! Once you've collected enough SB, you can redeem them for gift cards to stores like I've mentioned above!

Here's all the information for this week's Snow Much Fun Collector's Bills:

Search the web through the Swagbucks search starting Monday, January 2nd through Sunday, January 8th, and when you get a search win, you may get a special Collector’s Bill valued at either:

5 SB
7 SB
9 SB
11 SB
16 SB
22 SB

When you get a Collector’s Bill you’ll receive the value of the bill and the bill will be added to your “Collector’s Bills” ledger. Collect all 6 Collector’s Bills and you’ll instantly earn a 20 SB Bonus!

Keep searching til you find them all!


I am working alongside Swagbucks as an Influencer to spread the word about the benefits. I am very much an active member and all opinions here are 100% my own.