Hello!

My name is Lily-Sue, but my mummy calls me Munchkin! I am 6 years old, and this is where my mummy will help me write all about all the fun things we do together. I hope you enjoy reading about the adventures of my mummy and me, Munchkin!

Monday, 13 February 2017

Choc-Dipped Swagbucks!

Another fun Team Challenge!

They just keep on coming! Not only is Swagbucks a brilliant way to earn vouchers for your favourite online and high street stores, but they are always making it fun. It is very rare lately that there isn't an event of some sort going on!



Here's another fun team challenge to help you earn SB from Swagbucks! For those of you who don't know what Swagbucks is, it's a website where you can earn cash back on everyday tasks you do online like shopping, answering surveys, discovering deals, and watching videos. You can even earn for searching the web! If you've never tried Swagbucks before because you didn't know where to begin, their Team Challenges are a great way to learn the ropes! They have one themed around Valentine's day - the Chocolate Dipped Team Challenge begins Monday, 13 February. 

Here's how you can join the challenge and the site: 

1. Click here to join the challenge (sign up and then you'll see the challenge banner on the home page) and be assigned to a team. Pre-registration is going on right now! If you don't already have an account, you can sign up on this page as well.

2. Starting 13 February at 4pm GMT, in addition to earning SB you'll contribute points to your teams total as you complete different activities on Swagbucks.

3. Check back on the page often to see the scores and what you've contribute so far. All members who participate and contribute at least 400 points to their team’s total will receive a SB bonus in the form of a SB Swag Up Rebate on their next gift card! Not only that, but if you earn 300 SB before 1 March, you'll get a 300 SB bonus (as long as you've signed up under me)! 

Members of the 1st place team will receive a 40 SB Swag Up Rebate, members of the 2nd place team will receive a 20 SB Swag Up Rebate, members of the 3rd place team will receive a 10 SB Swag Up Rebate. Your SB Swag Up Rebate will be made available on Friday, February 17th and will expire on Tuesday, February 28th at 7:59am GMT.


The Team Challenges are always a lot of fun with a great, friendly competitive atmosphere, and you can keep up with your own progress and that of all the teams on the Team Challenge page.

What team will you be on ...?





I am working alongside Swagbucks as an Influencer to spread the word about the benefits. I am very much an active member and all opinions are 100% my own!

Friday, 10 February 2017

With Love from ... Swagbucks xx

Valentine's Day Shop & Earn deals

Valentine's Day ... Love it or loathe it, it's everywhere you look. Card shops make you search for the few birthday cards hidden amongst a million love greetings, store windows are adorned with gift ideas for that special someone and florists are just a sea of reds, pinks, balloons and cuddly toys. It's on the high street, it's online, it's on the TV and the radio. So, whilst there's no escaping it, why not embrace it ...?!


If Valentine's Day plays a big part in your annual calendar, are you still looking for the perfect gift to get that special person in your life? Do your Valentine's Day shopping through Swagbucks and get cash back for all your purchases! The best part? Through Valentine's Day, selected retailers are offering double cash back or more! Just click here to sign up for Swagbucks and learn more. If you don't know about Swagbucks, it's a site where you earn points (called SB) for doing things like shopping, watching videos, discovering deals, searching the web, and taking surveys! You redeem your SB for gift cards or PayPal cash. As a special bonus, if you sign up through me and spend at least £25 in shop, you'll get a 200 SB bonus!


If you're not in the Valentine's mood or don't celebrate the occasion, why not take full advantage of those that do, treat yourself to something lovely and bag yourself a nice SB cashback bonus! 

So, whatever your opinion on the day, Swagbucks will spread the love to everyone - be sure to catch some for yourself!


I am working alongside Swagbucks as an Influencer to spread the word about the benefits. I am very much an active member and all opinions are 100% my own!

Thursday, 9 February 2017

Changes for 2017 ...

Up the Protein ... Up the Fitness

I've heard so many people say recently that; 
2017 will be the year they get fit ... 
2017 will be the year they lose weight ...
2017 will be the year of change ...!

The problem many people face is the very problem I have, and I am determined to beat that this year! As a busy mum of three, I neglect myself, pure and simple. It's not necessary, but I do. I see so many mums at the school who turn up at 3pm having just been to the gym, the salon, the sun bed, and here's me just wishing I could fit a fitness routine into my day!

But why shouldn't I?!
There is always an excuse!

For a start, I need to eat better. There are some days (actually, many days) where I will go the whole day without food. I will spend my day making sure the kids have everything they need, and will often forget that my body has the same needs too! Then, when I do suddenly get hungry, I will grab something quick that will act purely to banish the hungry feeling rather than satisfy my body's need for nutrition. 

This needs to stop!

I need to look after me a little more. After all, my children want me fit and healthy and able to do all the things they want me to join in with as they grow. I want that too.

So some changes will be made, and I have been looking in to where I should start.

Equipment


Although not essential, some fitness aids can make all the difference when trying to establish a fitness regime that is going to be sustainable. Santa very kindly brought me some roller skates for Christmas and I'm determined not to let them get lost in the back of a cupboard where they will gather dust. Munch also received new skates for Christmas, so some mummy/daughter time getting out and about on our skates could be a lot of fun, as well as being a good workout for me. I'd like to invest in a good exercise bike too, as it will mean I can work out when the kids are in bed and I am unable to leave the house.

Clothing


There's nothing quite like some lovely new clothes to motivate me, so I know I will need to accessorise my wardrobe with some new fitness gear. Leggings and tops which are suitable for physical exercise, and a good, comfortable pair of running shoes that are suitable for both indoors and out. Right now, I'd either be exercising outdoors at night or slightly well covered as my body confidence right now is lower than low, but if I can stick at this, then maybe ... soon ...

Supplements


Some people don't need to supplement their diet when wanting to reach a body or fitness goal. Some people get all the goodness they need from their perfectly planned, balanced and nutritious eating regimes. I, however, don't! Supplementing my diet with a little more protein, a little more energy (and not just the kind that comes from several cups of coffee!) all has to be a good thing. And knowing that I can purchase these aids online at discounted prices without having to cut out the things I enjoy, makes the whole concept even more tempting! Take a look at http://www.fitnesscodes.co.uk for yourself. The range at My Protein is huge!

2017 ... some changes will be made!



This is a collaborative post

Tuesday, 7 February 2017

Collecting Bills for Bucks!


One of my favorite things about using Swagbucks is that I can get rewards for searching the web through their search engine. Just by using the Swagbucks search bar to do your usual web browsing, you can earn random bonuses. I use Swagbucks as my default search engine now, as you never know when a reward will pop up just for performing a search!

Every now and then, Swagbucks have "Collector's Bills" worth bonus SB points that you can collect by simply searching the web. Collect them all, and you get an SB Bonus! Once you've collected enough SB, you can redeem them for gift cards to stores like Amazon, Debenhams, Argos, and many more!


Here's all the information for this week's Valentine's Day Collector's Bills:

Search the web through the Swagbucks search starting Monday, February 6th through Friday, February 10th, and when you get a search win, you may get a special Collector’s Bill valued at either:

5 SB 
7 SB 
9 SB 
14 SB 
21 SB 

When you get a Collector’s Bill you’ll receive the value of the bill and the bill will be added to your “Collector’s Bills” ledger. Collect all 5 Collector’s Bills and you’ll instantly earn a 20 SB Bonus! Keep searching til you find them all!

I am working alongside Swagbucks as an Influencer to spread the word about the benefits. I am very much an active member and all opinions are 100% my own!

Love is in the air with SWAGO

Make Valentine's extra sweet with a 200 SB SWAGO bonus!

Swagbucks is hosting another round of Shopping Swago! What is SWAGO you ask? I've written about previous rounds, all of which have awarded me with the maximum reward of 200 SB. It's a bingo-inspired promotion run by Swagbucks, a website that rewards you with points (called SB) for completing everyday online activities. You can redeem those SB for free gift cards. If you've never used Swagbucks, participating in SWAGO is a great introduction to the site and an easy way to earn a good amount of points quickly.

 With Valentine's Day around the corner, why not do your gift shopping online and earn cash back while you're at it? 


Here’s what you need to know to get your 200 SB Bonus:

Shop Swago began yesterday on 6 February at 4pm GMT. When you visit your board, make sure you hit “Join” otherwise you won’t get credit for completing the action items. Each square on your Swago Board will contain an action item to complete.Once you complete the action item in a particular square the square will change colour signifying the action item is complete. You have a limited amount of time to mark off as many squares as possible so use your time wisely. Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose carefully. However, it is not difficult to complete the board for the full 200 SB. I think my board took me around 10 minutes to complete. That's an easy 200 SB! And don't worry, although it is a Shopping Swago, you don't have to make a single purchase in order to complete the board!

The game ends 9 February at 8pm GMT. So make sure to hit “Submit” on the pattern you wish to submit. If you don’t hit “Submit” before the game ends you won’t receive your SB bonus.

If you are still not a member of Swagbucks, sign up today for free and start raking in the benefits for yourself! 



I am working alongside Swagbucks as an Influencer to spread the word about the benefits. I am very much an active member and all opinions are 100% my own!

Monday, 6 February 2017

All you need is love ... And Swagbucks!

Spread a little love this February
February is here already! January, voted the hardest month of the year, is now behind us and we're now almost a week into the shortest month of the year.

February is famous (or infamous - depending on how you feel about it) for being the month of love. Whatever your view of this annual affectionate tradition might be, maybe getting a 500 SB bonus from Swagbucks is a way making the occasion extra sweet?! 

Swagbucks is a rewards site where you earn points (called SB) for things you're probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like New Look, Amazon, or PayPal cash (to name just a few!)


When you sign up through me this month, you can earn a 500 SB bonus! Here's how: 

1. Sign up using this link 

2. Earn 300 SB total before the 1st March, 2017, and you'll get a 300 SB bonus for doing so!

3. If you spend at least £25 through Swagbucks Shop* you'll get another 200 SB bonus on top of the cash back you'll get from shopping. If you have some shopping to do online, just go to Swagbucks first and visit the store through them. It doesn't cost you anything extra, but you'll get SB points for every pound you spend (on top of the bonus)! 



That's it. It's super easy, and Swagbucks is for real. I use it myself, and I've earned over £400 in Amazon vouchers since I started shortly before Christmas. It truly is the most effective saving scheme I have ever known. It costs nothing at all but may be one of those things that you start and question why on earth you hadn't done it sooner. I question this myself every single day!

*You must receive your shopping SB before 1 April

I am working alongside Swagbucks as an Influencer to spread the word about the benefits. I am very much an active member and all opinions are 100% my own!

Tuesday, 24 January 2017

Saving for a rainy day ... Or a sunny one!

Take care of the pennies ...

Something my great auntie always used to say to me when I was little has stayed with me throughout my adult life;

"Take care of the pennies, and the pounds will take care of themselves!"

Over the years, I have found this to be so true. It's not always easy to build savings, especially when you have a family to care for. We find that as soon as we manage to save towards anything, whether it is a little family holiday, or saving towards a birthday or Christmas, something always crops up to eat into those savings, or, more often than not, diminish them completely! A household appliance will give up on us, an unexpected, hefty bill will drop on the doormat or the car will decide to break down. Something will always come along that simply cannot be ignored!

However, it doesn't stop us from trying! Throughout the year, we will always be looking for ways in which we can save money. Ways that will see us spending a little less without having to go without. And I am sure we are not the only ones!


Thinking back to what my auntie used to say, one of the things we always try to build is a copper jar. Every time we find ourselves with loose coppers in our pockets and purses, we pop them into a jar. We actually try to do it with pennies, 2p and 5p coins. When the jar is full, we will count what we have. Occasionally, we even manage to save enough so that, when we count it up, we actually have enough to cover a weekly shop at the supermarket! It is such a great way to save, because we don't even realise we are doing it. Losing a few small denomination coins from our pockets each day or so really does go without noticing, but when it is counted up, it can make a huge difference! So, instead of saying "Keep the change, it's only a couple of pence" when you're in the supermarket, keep it and pop it in the jar. Those huge supermarket chains really don't need it, but you might find that you and your family do!


We recently changed our choice of supermarket too. We would always default to our closest store, but have found that, since switching, we are saving up to 50% each week on our groceries and essentials. It has made such an enormous difference, and we most certainly have not lost any of the quality that we used to get. Shop around! Some will find that they get better value by doing two separate shops - one for fresh produce and one for frozen, or one for fruit and vegetables and another for everything else. Take the time to look at what each store offers. You may find that convenience doesn't always get you the best deal and, if you have the time, visiting more than one store can save you an incredible amount of money each month.


Promo sites are also a great way to save money. When you find that your child needs new sports gear for school, or there is an online purchase you need to do, always look for discount codes on the web. Quite often, there are offers to be had if you are a first time customer, or there is cashback on offer if you complete your transaction through a specific site. Always take a look before you checkout, just in case you are missing out on a deal. Google is a great way of finding these codes, or you may have a site you have used previously that you had completely forgotten about. Either way, promo codes are a wonderful way to save yourself a few pounds on items you are purchasing anyway!


Local selling sites are also a little treasure trove too. Especially at this time of year, people are selling unwanted, unused gifts from Christmas, or they are having a clear out of items to make space for the new things acquired during the festive season. Whilst some are dead set on avoiding used goods, I think there are often some real surprises to be found. One man's trash is another man's treasure, as they say, and I like to think of everything as preloved rather than just used. We have found some wonderful things for the home, for ourselves and for the kids on local selling sites in the past, and when they are very local, you are also saving on any pricey postage costs. In addition to this, buying someone's preloved items may also be contributing towards their savings too, so think of it as spreading the benefits!

Then there are cashback and reward sites. I have written a number of times previously about Swagbucks - a site that lets you earn vouchers for your favourite stores by performing everyday tasks online. Vouchers that can be saved towards annual occasions or just put aside for those times when things unexpectedly crop up.

There are so many ways in which you can pinch those pennies, and as we are all recovering from the more excessive spending we do during the last few months of the year, I hope that these tips might help you save a little extra.

Make 2017 the year that you save!

This is a collaborative post, but all words are my own.